Application Checklist

In order to grant a preliminary underwriting approval, your loan officer and mortgage analyst will need to obtain some basic pieces of information about you.  It is possible that more information will be needed, but these are the basics.
 

All Loans:

• 30-days pay stub
• W-2's for the most recent 2 years
• Bank statements for the most recent 2 months
• Copies of all asset statements (401K, IRA, TSP, etc.)
• Names and addresses of each employer for the most recent 2 years
• Copy of divorce decree, separation or child support papers (if applicable)
• Address of other real estate owned and loan information
• Photo copy of Driver's License

Refinance Loans:

• Current Mortgage Statement
• Homeowners Insurance Policy
• Previous owners Title Insurance Policy
• Existing Deed of Trust / Note on current mortgage